Call reports 2021
GREAT NORTH BANK — 2021
What GREAT NORTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,593,000 | 143,117,000 | 145,363,000 | 150,758,000 |
| Total loans | 88,157,000 | 89,088,000 | 86,865,000 | 90,081,000 |
| Allowance for loan losses | 1,329,000 | 1,379,000 | 1,447,000 | 1,287,000 |
| Securities available for sale | 37,557,000 | 39,652,000 | 44,918,000 | 45,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,613,000 | 114,962,000 | 117,327,000 | 122,599,000 |
| Interest-bearing deposits | 98,651,000 | 95,239,000 | 95,429,000 | 102,389,000 |
| Noninterest-bearing deposits | 19,961,000 | 19,723,000 | 21,897,000 | 20,210,000 |
| Equity capital | 14,290,000 | 14,696,000 | 14,631,000 | 14,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,810,000 | 4,275,000 | 5,663,000 |
| Interest expense | 420,000 | 805,000 | 1,177,000 | 1,544,000 |
| Net interest income | 971,000 | 2,005,000 | 3,098,000 | 4,119,000 |
| Noninterest income | 153,000 | 356,000 | 504,000 | 594,000 |
| Noninterest expense | 986,000 | 1,982,000 | 2,997,000 | 4,000,000 |
| Provision for loan losses | 137,000 | 210,000 | 278,000 | 115,000 |
| Pretax income | 1,000 | 169,000 | 327,000 | 636,000 |
| Income tax | -42,000 | -40,000 | -43,000 | -9,000 |
| Net income | 43,000 | 209,000 | 370,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,025,000 | 13,233,000 | 12,133,000 | 14,457,000 |
| Total capital | 15,283,000 | 14,538,000 | 13,475,000 | 15,744,000 |
| Risk-weighted assets | 100,571,000 | 103,480,000 | 105,180,000 | 108,318,000 |