Call reports 2019
GREAT NORTH BANK — 2019
What GREAT NORTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,449,000 | 141,345,000 | 142,282,000 | 145,474,000 |
| Total loans | 103,606,000 | 104,711,000 | 94,982,000 | 95,465,000 |
| Allowance for loan losses | 1,091,000 | 1,259,000 | 1,398,000 | 1,908,000 |
| Securities available for sale | 34,442,000 | 26,585,000 | 20,982,000 | 36,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,021,000 | 114,539,000 | 115,442,000 | 119,173,000 |
| Interest-bearing deposits | 103,667,000 | 100,905,000 | 99,785,000 | 104,838,000 |
| Noninterest-bearing deposits | 11,354,000 | 13,634,000 | 15,657,000 | 14,335,000 |
| Equity capital | 12,936,000 | 13,183,000 | 13,182,000 | 12,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,503,000 | 5,303,000 | 6,852,000 |
| Interest expense | 640,000 | 1,289,000 | 1,921,000 | 2,534,000 |
| Net interest income | 1,113,000 | 2,214,000 | 3,382,000 | 4,318,000 |
| Noninterest income | 122,000 | 224,000 | 370,000 | 511,000 |
| Noninterest expense | 1,036,000 | 2,198,000 | 3,292,000 | 4,351,000 |
| Provision for loan losses | 168,000 | 336,000 | 504,000 | 956,000 |
| Pretax income | 144,000 | 338,000 | 630,000 | 196,000 |
| Income tax | -4,000 | 19,000 | 86,000 | 35,000 |
| Net income | 148,000 | 319,000 | 544,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,710,000 | 11,829,000 | 12,128,000 | 11,635,000 |
| Total capital | 12,801,000 | 13,088,000 | 13,368,000 | 12,950,000 |
| Risk-weighted assets | 104,631,000 | 105,106,000 | 98,002,000 | 103,448,000 |