Call reports 2016
GREAT NORTH BANK — 2016
What GREAT NORTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 94,238,000 | 94,380,000 | 96,404,000 | 105,142,000 |
| Total loans | 58,963,000 | 60,921,000 | 58,517,000 | 62,707,000 |
| Allowance for loan losses | 855,000 | 907,000 | 967,000 | 918,000 |
| Securities available for sale | 20,285,000 | 21,286,000 | 21,006,000 | 29,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,922,000 | 81,011,000 | 81,639,000 | 89,696,000 |
| Interest-bearing deposits | 71,194,000 | 69,668,000 | 70,500,000 | 76,489,000 |
| Noninterest-bearing deposits | 10,728,000 | 11,343,000 | 11,139,000 | 13,207,000 |
| Equity capital | 7,755,000 | 7,884,000 | 9,064,000 | 9,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,911,000 | 2,899,000 | 3,913,000 |
| Interest expense | 162,000 | 329,000 | 498,000 | 662,000 |
| Net interest income | 764,000 | 1,582,000 | 2,401,000 | 3,251,000 |
| Noninterest income | 134,000 | 293,000 | 523,000 | 686,000 |
| Noninterest expense | 764,000 | 1,570,000 | 2,410,000 | 3,292,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 216,000 |
| Pretax income | 161,000 | 278,000 | 433,000 | 493,000 |
| Income tax | 42,000 | 62,000 | 97,000 | 89,000 |
| Net income | 119,000 | 216,000 | 336,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,666,000 | 7,706,000 | 9,039,000 | 9,176,000 |
| Total capital | 8,439,000 | 8,479,000 | 9,807,000 | 10,002,000 |
| Risk-weighted assets | 60,479,000 | 60,414,000 | 60,029,000 | 64,927,000 |