Call reports 2015
GREAT NORTH BANK — 2015
What GREAT NORTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,811,000 | 88,580,000 | 91,073,000 | 90,799,000 |
| Total loans | 55,617,000 | 59,302,000 | 61,292,000 | 59,247,000 |
| Allowance for loan losses | 884,000 | 911,000 | 942,000 | 801,000 |
| Securities available for sale | 20,955,000 | 19,153,000 | 19,984,000 | 15,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,279,000 | 71,803,000 | 73,445,000 | 74,183,000 |
| Interest-bearing deposits | 63,869,000 | 61,462,000 | 62,405,000 | 63,022,000 |
| Noninterest-bearing deposits | 9,410,000 | 10,341,000 | 11,040,000 | 11,161,000 |
| Equity capital | 7,176,000 | 7,506,000 | 7,231,000 | 7,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,840,000 | 2,833,000 | 3,845,000 |
| Interest expense | 143,000 | 284,000 | 433,000 | 590,000 |
| Net interest income | 762,000 | 1,556,000 | 2,400,000 | 3,255,000 |
| Noninterest income | 85,000 | 172,000 | 295,000 | 676,000 |
| Noninterest expense | 685,000 | 1,382,000 | 2,130,000 | 2,925,000 |
| Provision for loan losses | 54,000 | 94,000 | 124,000 | 154,000 |
| Pretax income | 158,000 | 354,000 | 543,000 | 885,000 |
| Income tax | 30,000 | 82,000 | 124,000 | 228,000 |
| Net income | 128,000 | 272,000 | 419,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,163,000 | 7,252,000 | 7,344,000 | 7,504,000 |
| Total capital | 7,875,000 | 7,994,000 | 8,100,000 | 8,299,000 |
| Risk-weighted assets | 55,932,000 | 58,318,000 | 59,423,000 | 62,749,000 |