Call reports 2014
GREAT NORTH BANK — 2014
What GREAT NORTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,796,000 | 82,609,000 | 83,764,000 | 85,701,000 |
| Total loans | 52,053,000 | 54,310,000 | 56,479,000 | 55,375,000 |
| Allowance for loan losses | 953,000 | 868,000 | 879,000 | 828,000 |
| Securities available for sale | 18,929,000 | 17,453,000 | 18,215,000 | 17,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,345,000 | 68,649,000 | 70,409,000 | 72,041,000 |
| Interest-bearing deposits | 61,154,000 | 58,803,000 | 61,300,000 | 61,718,000 |
| Noninterest-bearing deposits | 9,191,000 | 9,846,000 | 9,109,000 | 10,323,000 |
| Equity capital | 7,044,000 | 7,348,000 | 7,505,000 | 7,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,812,000 | 2,752,000 | 3,683,000 |
| Interest expense | 165,000 | 320,000 | 470,000 | 617,000 |
| Net interest income | 712,000 | 1,492,000 | 2,282,000 | 3,066,000 |
| Noninterest income | 96,000 | 253,000 | 378,000 | 556,000 |
| Noninterest expense | 687,000 | 1,337,000 | 2,012,000 | 2,647,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 170,000 |
| Pretax income | 158,000 | 283,000 | 479,000 | 731,000 |
| Income tax | 20,000 | 25,000 | 54,000 | 104,000 |
| Net income | 138,000 | 258,000 | 425,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,704,000 | 7,766,000 | 7,875,000 | 7,971,000 |
| Total capital | 8,329,000 | 8,395,000 | 8,517,000 | 8,627,000 |
| Risk-weighted assets | 49,803,000 | 50,141,000 | 51,165,000 | 52,300,000 |