Call reports 2013
GREAT NORTH BANK — 2013
What GREAT NORTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,387,000 | 81,174,000 | 80,507,000 | 84,552,000 |
| Total loans | 47,016,000 | 50,290,000 | 49,002,000 | 51,929,000 |
| Allowance for loan losses | 1,011,000 | 1,066,000 | 978,000 | 969,000 |
| Securities available for sale | 24,207,000 | 21,334,000 | 22,303,000 | 21,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,054,000 | 67,942,000 | 68,211,000 | 67,430,000 |
| Interest-bearing deposits | 59,203,000 | 57,718,000 | 59,133,000 | 58,738,000 |
| Noninterest-bearing deposits | 6,851,000 | 10,224,000 | 9,078,000 | 8,692,000 |
| Equity capital | 7,205,000 | 6,820,000 | 6,754,000 | 6,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,815,000 | 2,708,000 | 3,648,000 |
| Interest expense | 170,000 | 340,000 | 512,000 | 685,000 |
| Net interest income | 742,000 | 1,475,000 | 2,196,000 | 2,963,000 |
| Noninterest income | 296,000 | 438,000 | 664,000 | 779,000 |
| Noninterest expense | 704,000 | 1,337,000 | 2,023,000 | 2,589,000 |
| Provision for loan losses | 85,000 | 140,000 | 185,000 | 230,000 |
| Pretax income | 249,000 | 385,000 | 602,000 | 874,000 |
| Income tax | 73,000 | 73,000 | 119,000 | 184,000 |
| Net income | 176,000 | 312,000 | 483,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,370,000 | 7,453,000 | 7,571,000 | 7,619,000 |
| Total capital | 7,967,000 | 8,077,000 | 8,175,000 | 8,236,000 |
| Risk-weighted assets | 47,684,000 | 49,816,000 | 48,199,000 | 49,167,000 |