Call reports 2012
GREAT NORTH BANK — 2012
What GREAT NORTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,070,000 | 78,841,000 | 78,457,000 | 79,112,000 |
| Total loans | 43,516,000 | 44,386,000 | 46,907,000 | 47,093,000 |
| Allowance for loan losses | 663,000 | 820,000 | 819,000 | 932,000 |
| Securities available for sale | 20,394,000 | 21,908,000 | 22,583,000 | 21,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,292,000 | 66,993,000 | 64,128,000 | 65,509,000 |
| Interest-bearing deposits | 55,590,000 | 59,059,000 | 56,384,000 | 56,965,000 |
| Noninterest-bearing deposits | 6,701,000 | 7,934,000 | 7,744,000 | 8,544,000 |
| Equity capital | 7,012,000 | 7,062,000 | 7,241,000 | 7,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,764,000 | 2,684,000 | 3,745,000 |
| Interest expense | 184,000 | 369,000 | 559,000 | 735,000 |
| Net interest income | 671,000 | 1,395,000 | 2,125,000 | 3,010,000 |
| Noninterest income | 68,000 | 202,000 | 355,000 | 487,000 |
| Noninterest expense | 678,000 | 1,274,000 | 1,950,000 | 2,671,000 |
| Provision for loan losses | 70,000 | 233,000 | 291,000 | 489,000 |
| Pretax income | 111,000 | 304,000 | 556,000 | 855,000 |
| Income tax | 16,000 | 59,000 | 125,000 | 207,000 |
| Net income | 95,000 | 245,000 | 431,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,938,000 | 7,045,000 | 7,189,000 | 7,247,000 |
| Total capital | 7,589,000 | 7,717,000 | 7,894,000 | 7,963,000 |
| Risk-weighted assets | 52,036,000 | 53,695,000 | 56,343,000 | 57,259,000 |