Call reports 2009
GREAT NORTH BANK — 2009
What GREAT NORTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,475,000 | 71,777,000 | 72,172,000 | 70,432,000 |
| Total loans | 55,280,000 | 55,413,000 | 54,902,000 | 54,097,000 |
| Allowance for loan losses | 672,000 | 829,000 | 632,000 | 785,000 |
| Securities available for sale | 8,327,000 | 7,830,000 | 7,694,000 | 7,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,034,000 | 57,831,000 | 59,612,000 | 56,128,000 |
| Interest-bearing deposits | 49,613,000 | 52,207,000 | 52,881,000 | 49,857,000 |
| Noninterest-bearing deposits | 6,421,000 | 5,624,000 | 6,731,000 | 6,271,000 |
| Equity capital | 6,776,000 | 6,764,000 | 6,849,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,231,000 | 3,337,000 | 4,403,000 |
| Interest expense | 412,000 | 780,000 | 1,120,000 | 1,403,000 |
| Net interest income | 702,000 | 1,451,000 | 2,217,000 | 3,000,000 |
| Noninterest income | 93,000 | 201,000 | 312,000 | 305,000 |
| Noninterest expense | 633,000 | 1,279,000 | 1,958,000 | 2,642,000 |
| Provision for loan losses | 30,000 | 200,000 | 250,000 | 505,000 |
| Pretax income | 132,000 | 173,000 | 321,000 | 176,000 |
| Income tax | 35,000 | 36,000 | 84,000 | 1,000 |
| Net income | 97,000 | 137,000 | 237,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,726,000 | 6,724,000 | 6,784,000 | 6,659,000 |
| Total capital | 7,398,000 | 7,390,000 | 7,416,000 | 7,394,000 |
| Risk-weighted assets | 56,502,000 | 56,497,000 | 57,189,000 | 58,401,000 |