Call reports 2006
GREAT NORTH BANK — 2006
What GREAT NORTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,809,000 | 65,598,000 | 70,262,000 | 71,840,000 |
| Total loans | 50,053,000 | 51,413,000 | 54,739,000 | 57,307,000 |
| Allowance for loan losses | 534,000 | 538,000 | 556,000 | 624,000 |
| Securities available for sale | 6,871,000 | 7,002,000 | 7,426,000 | 7,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,698,000 | 49,217,000 | 53,502,000 | 55,262,000 |
| Interest-bearing deposits | 42,622,000 | 42,418,000 | 47,217,000 | 49,355,000 |
| Noninterest-bearing deposits | 6,076,000 | 6,799,000 | 6,285,000 | 5,907,000 |
| Equity capital | 6,556,000 | 6,558,000 | 6,631,000 | 6,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,095,000 | 3,233,000 | 4,412,000 |
| Interest expense | 415,000 | 869,000 | 1,414,000 | 2,029,000 |
| Net interest income | 598,000 | 1,226,000 | 1,819,000 | 2,383,000 |
| Noninterest income | 70,000 | 157,000 | 254,000 | 365,000 |
| Noninterest expense | 459,000 | 1,018,000 | 1,590,000 | 2,126,000 |
| Provision for loan losses | 37,000 | 62,000 | 110,000 | 262,000 |
| Pretax income | 172,000 | 303,000 | 373,000 | 360,000 |
| Income tax | 45,000 | 90,000 | 102,000 | 83,000 |
| Net income | 127,000 | 213,000 | 271,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,607,000 | 6,645,000 | 6,655,000 | 6,614,000 |
| Total capital | 7,141,000 | 7,183,000 | 7,211,000 | 7,238,000 |
| Risk-weighted assets | 52,087,000 | 53,690,000 | 57,252,000 | 58,507,000 |