Call reports 2005
GREAT NORTH BANK — 2005
What GREAT NORTH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,450,000 | 54,206,000 | 56,383,000 | 62,367,000 |
| Total loans | 36,986,000 | 39,985,000 | 43,171,000 | 47,906,000 |
| Allowance for loan losses | 321,000 | 333,000 | 306,000 | 500,000 |
| Securities available for sale | 7,787,000 | 7,699,000 | 6,692,000 | 6,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,714,000 | 46,216,000 | 44,858,000 | 46,319,000 |
| Interest-bearing deposits | 40,394,000 | 39,960,000 | 39,175,000 | 40,060,000 |
| Noninterest-bearing deposits | 4,320,000 | 6,256,000 | 5,683,000 | 6,259,000 |
| Equity capital | 4,462,000 | 4,596,000 | 4,602,000 | 6,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,592,000 | 2,483,000 | 3,473,000 |
| Interest expense | 228,000 | 481,000 | 792,000 | 1,171,000 |
| Net interest income | 539,000 | 1,111,000 | 1,691,000 | 2,302,000 |
| Noninterest income | 62,000 | 131,000 | 178,000 | 262,000 |
| Noninterest expense | 487,000 | 979,000 | 1,462,000 | 2,003,000 |
| Provision for loan losses | 37,000 | 75,000 | 150,000 | 387,000 |
| Pretax income | 77,000 | 188,000 | 258,000 | 175,000 |
| Income tax | 6,000 | 42,000 | 50,000 | 21,000 |
| Net income | 71,000 | 184,000 | 253,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,490,000 | 4,571,000 | 4,608,000 | 6,528,000 |
| Total capital | 4,811,000 | 4,904,000 | 4,914,000 | 7,028,000 |
| Risk-weighted assets | 40,061,000 | 41,985,000 | 44,822,000 | 49,928,000 |