Call reports 2004
GREAT NORTH BANK — 2004
What GREAT NORTH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,083,000 | 44,240,000 | 47,758,000 | 49,840,000 |
| Total loans | 33,773,000 | 33,649,000 | 34,694,000 | 35,450,000 |
| Allowance for loan losses | 416,000 | 454,000 | 437,000 | 300,000 |
| Securities available for sale | 3,370,000 | 3,881,000 | 5,626,000 | 6,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,165,000 | 36,215,000 | 39,508,000 | 42,159,000 |
| Interest-bearing deposits | 31,881,000 | 31,258,000 | 35,165,000 | 36,910,000 |
| Noninterest-bearing deposits | 4,284,000 | 4,957,000 | 4,343,000 | 5,249,000 |
| Equity capital | 4,273,000 | 4,328,000 | 4,450,000 | 4,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,409,000 | 2,160,000 | 2,907,000 |
| Interest expense | 167,000 | 322,000 | 498,000 | 711,000 |
| Net interest income | 541,000 | 1,087,000 | 1,662,000 | 2,196,000 |
| Noninterest income | 72,000 | 150,000 | 213,000 | 291,000 |
| Noninterest expense | 382,000 | 767,000 | 1,192,000 | 1,676,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 194,000 | 395,000 | 570,000 | 661,000 |
| Income tax | 55,000 | 113,000 | 158,000 | 167,000 |
| Net income | 139,000 | 282,000 | 412,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,201,000 | 4,307,000 | 4,400,000 | 4,440,000 |
| Total capital | 4,617,000 | 4,743,000 | 4,837,000 | 4,740,000 |
| Risk-weighted assets | 34,685,000 | 34,894,000 | 37,403,000 | 38,250,000 |