Call reports 2001
GREAT NORTH BANK — 2001
What GREAT NORTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,881,000 | 39,858,000 | 40,264,000 | 39,277,000 |
| Total loans | 32,768,000 | 33,311,000 | 33,126,000 | 32,513,000 |
| Allowance for loan losses | 321,000 | 362,000 | 386,000 | 377,000 |
| Securities available for sale | 3,546,000 | 3,782,000 | 3,235,000 | 3,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,306,000 | 28,682,000 | 30,314,000 | 29,318,000 |
| Interest-bearing deposits | 26,312,000 | 25,075,000 | 26,676,000 | 25,336,000 |
| Noninterest-bearing deposits | 3,994,000 | 3,607,000 | 3,638,000 | 3,982,000 |
| Equity capital | 3,196,000 | 3,295,000 | 3,422,000 | 3,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,681,000 | 2,540,000 | 3,397,000 |
| Interest expense | 396,000 | 778,000 | 1,145,000 | 1,469,000 |
| Net interest income | 418,000 | 903,000 | 1,395,000 | 1,928,000 |
| Noninterest income | 47,000 | 97,000 | 155,000 | 221,000 |
| Noninterest expense | 289,000 | 559,000 | 871,000 | 1,240,000 |
| Provision for loan losses | 15,000 | 80,000 | 110,000 | 120,000 |
| Pretax income | 161,000 | 361,000 | 569,000 | 789,000 |
| Income tax | 59,000 | 131,000 | 206,000 | 287,000 |
| Net income | 102,000 | 230,000 | 363,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,174,000 | 3,269,000 | 3,371,000 | 3,474,000 |
| Total capital | 3,495,000 | 3,629,000 | 3,727,000 | 3,833,000 |
| Risk-weighted assets | 29,372,000 | 29,539,000 | 28,912,000 | 28,709,000 |