Call reports 2001
FIRST NATIONAL BANK OF CENTRAL CALIFORNIA — 2001
What FIRST NATIONAL BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,196,316,000 | 1,170,017,000 | 1,196,954,000 | 1,235,839,000 |
| Total loans | 797,196,000 | 819,022,000 | 863,658,000 | 902,193,000 |
| Allowance for loan losses | 12,538,000 | 12,455,000 | 13,291,000 | 14,044,000 |
| Securities available for sale | 252,788,000 | 239,538,000 | 237,293,000 | 243,870,000 |
| Securities held to maturity | 4,154,000 | 2,471,000 | 1,786,000 | 1,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,111,000 | 1,056,596,000 | 1,072,204,000 | 1,095,212,000 |
| Interest-bearing deposits | 828,566,000 | 839,923,000 | 848,863,000 | 863,248,000 |
| Noninterest-bearing deposits | 246,545,000 | 216,673,000 | 223,341,000 | 231,964,000 |
| Equity capital | 93,127,000 | 93,180,000 | 98,296,000 | 100,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 22,653,000 | 44,334,000 | 65,737,000 | 85,641,000 |
| Interest expense | 8,489,000 | 16,587,000 | 23,890,000 | 30,202,000 |
| Net interest income | 14,164,000 | 27,747,000 | 41,847,000 | 55,439,000 |
| Noninterest income | 2,446,000 | 5,062,000 | 7,668,000 | 12,056,000 |
| Noninterest expense | 9,876,000 | 19,451,000 | 30,261,000 | 38,982,000 |
| Provision for loan losses | 600,000 | 501,000 | 1,664,000 | 4,096,000 |
| Pretax income | 6,136,000 | 12,859,000 | 17,878,000 | 24,825,000 |
| Income tax | 2,513,000 | 5,198,000 | 6,644,000 | 9,172,000 |
| Net income | 3,623,000 | 7,661,000 | 11,234,000 | 15,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,171,000 | 89,272,000 | 92,900,000 | 97,380,000 |
| Total capital | 101,065,000 | 101,274,000 | 105,483,000 | 110,474,000 |
| Risk-weighted assets | 950,887,000 | 959,727,000 | 1,005,894,000 | 1,046,545,000 |