Call reports 2014
BANK OF PALATINE — 2014
What BANK OF PALATINE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 50,724,000 | 49,398,000 |
| Total loans | 15,476,000 | 13,768,000 |
| Allowance for loan losses | 601,000 | 559,000 |
| Securities available for sale | 14,638,000 | 13,608,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,487,000 | 47,168,000 |
| Interest-bearing deposits | 40,168,000 | 38,817,000 |
| Noninterest-bearing deposits | 8,320,000 | 8,351,000 |
| Equity capital | 1,514,000 | 1,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 273,000 | 546,000 |
| Interest expense | 22,000 | 44,000 |
| Net interest income | 251,000 | 502,000 |
| Noninterest income | 28,000 | 67,000 |
| Noninterest expense | 423,000 | 838,000 |
| Provision for loan losses | 9,000 | 18,000 |
| Pretax income | -153,000 | -287,000 |
| Income tax | 0 | 0 |
| Net income | -153,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 1,577,000 | 1,443,000 |
| Total capital | 1,786,000 | 1,637,000 |
| Risk-weighted assets | 16,408,000 | 15,159,000 |