Call reports 2013
BANK OF PALATINE — 2013
What BANK OF PALATINE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,182,000 | 53,935,000 | 51,961,000 | 52,255,000 |
| Total loans | 17,135,000 | 16,321,000 | 15,358,000 | 15,417,000 |
| Allowance for loan losses | 556,000 | 654,000 | 661,000 | 660,000 |
| Securities available for sale | 19,668,000 | 18,147,000 | 17,199,000 | 16,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,174,000 | 51,429,000 | 49,555,000 | 49,846,000 |
| Interest-bearing deposits | 45,189,000 | 43,406,000 | 41,864,000 | 41,263,000 |
| Noninterest-bearing deposits | 7,985,000 | 8,023,000 | 7,691,000 | 8,583,000 |
| Equity capital | 2,355,000 | 1,768,000 | 1,736,000 | 1,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 613,000 | 893,000 | 1,155,000 |
| Interest expense | 30,000 | 56,000 | 81,000 | 105,000 |
| Net interest income | 285,000 | 557,000 | 812,000 | 1,050,000 |
| Noninterest income | 42,000 | 57,000 | 78,000 | 159,000 |
| Noninterest expense | 443,000 | 895,000 | 1,323,000 | 1,764,000 |
| Provision for loan losses | 9,000 | 105,000 | 114,000 | 123,000 |
| Pretax income | -125,000 | -386,000 | -547,000 | -678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -125,000 | -386,000 | -547,000 | -678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,283,000 | 2,022,000 | 1,860,000 | 1,730,000 |
| Total capital | 2,528,000 | 2,256,000 | 2,079,000 | 1,945,000 |
| Risk-weighted assets | 19,293,000 | 18,294,000 | 17,067,000 | 16,788,000 |