Call reports 2011
BANK OF PALATINE — 2011
What BANK OF PALATINE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,096,000 | 59,157,000 | 58,003,000 | 57,636,000 |
| Total loans | 20,353,000 | 19,745,000 | 18,716,000 | 18,557,000 |
| Allowance for loan losses | 450,000 | 457,000 | 460,000 | 669,000 |
| Securities available for sale | 27,916,000 | 25,405,000 | 5,773,000 | 16,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,863,000 | 54,969,000 | 53,769,000 | 53,489,000 |
| Interest-bearing deposits | 46,954,000 | 45,974,000 | 44,906,000 | 45,735,000 |
| Noninterest-bearing deposits | 8,909,000 | 8,995,000 | 8,863,000 | 7,754,000 |
| Equity capital | 4,206,000 | 4,081,000 | 4,144,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 799,000 | 1,127,000 | 1,454,000 |
| Interest expense | 88,000 | 167,000 | 235,000 | 290,000 |
| Net interest income | 325,000 | 632,000 | 892,000 | 1,164,000 |
| Noninterest income | 45,000 | -27,000 | 28,000 | 80,000 |
| Noninterest expense | 500,000 | 1,025,000 | 1,584,000 | 2,090,000 |
| Provision for loan losses | 9,000 | 203,000 | 212,000 | 200,000 |
| Pretax income | -139,000 | -623,000 | -681,000 | -851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -623,000 | -681,000 | -851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 3,781,000 | 4,122,000 | 3,279,000 |
| Total capital | 4,570,000 | 4,085,000 | 4,364,000 | 3,527,000 |
| Risk-weighted assets | 31,418,000 | 25,740,000 | 19,140,000 | 19,459,000 |