Call reports 2010
BANK OF PALATINE — 2010
What BANK OF PALATINE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,039,000 | 63,876,000 | 64,622,000 | 61,035,000 |
| Total loans | 21,695,000 | 20,912,000 | 19,815,000 | 19,864,000 |
| Allowance for loan losses | 170,000 | 446,000 | 455,000 | 685,000 |
| Securities available for sale | 24,062,000 | 25,372,000 | 24,293,000 | 22,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,621,000 | 58,997,000 | 59,884,000 | 56,532,000 |
| Interest-bearing deposits | 48,346,000 | 50,981,000 | 52,085,000 | 48,399,000 |
| Noninterest-bearing deposits | 7,275,000 | 8,016,000 | 7,799,000 | 8,133,000 |
| Equity capital | 5,358,000 | 4,750,000 | 4,574,000 | 3,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 693,000 | 1,083,000 | 1,411,000 |
| Interest expense | 146,000 | 273,000 | 395,000 | 496,000 |
| Net interest income | 269,000 | 420,000 | 688,000 | 915,000 |
| Noninterest income | 63,000 | 99,000 | 167,000 | -92,000 |
| Noninterest expense | 626,000 | 1,165,000 | 1,691,000 | 2,233,000 |
| Provision for loan losses | 9,000 | 341,000 | 351,000 | 581,000 |
| Pretax income | -303,000 | -902,000 | -1,020,000 | -1,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -303,000 | -902,000 | -1,020,000 | -1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 4,648,000 | 4,536,000 | 3,731,000 |
| Total capital | 5,422,000 | 4,960,000 | 4,838,000 | 4,021,000 |
| Risk-weighted assets | 26,610,000 | 24,808,000 | 24,005,000 | 23,724,000 |