Call reports 2009
BANK OF PALATINE — 2009
What BANK OF PALATINE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,389,000 | 60,420,000 | 61,860,000 | 62,866,000 |
| Total loans | 23,041,000 | 22,608,000 | 21,969,000 | 22,061,000 |
| Allowance for loan losses | 311,000 | 339,000 | 288,000 | 161,000 |
| Securities available for sale | 13,778,000 | 17,673,000 | 19,937,000 | 23,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,299,000 | 54,327,000 | 55,970,000 | 57,178,000 |
| Interest-bearing deposits | 43,863,000 | 46,515,000 | 47,699,000 | 49,186,000 |
| Noninterest-bearing deposits | 7,436,000 | 7,812,000 | 8,271,000 | 7,992,000 |
| Equity capital | 5,992,000 | 5,911,000 | 5,672,000 | 5,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,090,000 | 1,567,000 | 2,030,000 |
| Interest expense | 183,000 | 372,000 | 561,000 | 732,000 |
| Net interest income | 374,000 | 718,000 | 1,006,000 | 1,298,000 |
| Noninterest income | 61,000 | 126,000 | 190,000 | 257,000 |
| Noninterest expense | 525,000 | 1,041,000 | 1,559,000 | 2,100,000 |
| Provision for loan losses | 9,000 | 18,000 | 127,000 | 0 |
| Pretax income | -99,000 | -215,000 | -302,000 | -357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -99,000 | -215,000 | -302,000 | -357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,814,000 | 5,698,000 | 5,611,000 | 5,556,000 |
| Total capital | 6,125,000 | 5,997,000 | 5,899,000 | 5,717,000 |
| Risk-weighted assets | 28,719,000 | 23,895,000 | 25,218,000 | 26,755,000 |