Call reports 2007
BANK OF PALATINE — 2007
What BANK OF PALATINE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,459,000 | 57,747,000 | 58,383,000 | 58,165,000 |
| Total loans | 24,721,000 | 23,978,000 | 21,942,000 | 21,999,000 |
| Allowance for loan losses | 406,000 | 415,000 | 424,000 | 367,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 8,846,000 | 8,953,000 | 8,846,000 | 8,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,085,000 | 51,174,000 | 51,664,000 | 51,792,000 |
| Interest-bearing deposits | 42,769,000 | 41,601,000 | 41,179,000 | 41,448,000 |
| Noninterest-bearing deposits | 9,316,000 | 9,573,000 | 10,485,000 | 10,344,000 |
| Equity capital | 6,263,000 | 6,370,000 | 6,473,000 | 6,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,620,000 | 2,414,000 | 3,166,000 |
| Interest expense | 268,000 | 550,000 | 839,000 | 1,127,000 |
| Net interest income | 546,000 | 1,070,000 | 1,575,000 | 2,039,000 |
| Noninterest income | 89,000 | 171,000 | 264,000 | 340,000 |
| Noninterest expense | 497,000 | 987,000 | 1,473,000 | 1,855,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 0 |
| Pretax income | 129,000 | 236,000 | 339,000 | 524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 236,000 | 339,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,263,000 | 6,370,000 | 6,473,000 | 6,248,000 |
| Total capital | 6,597,000 | 6,694,000 | 6,779,000 | 6,554,000 |
| Risk-weighted assets | 26,648,000 | 25,845,000 | 24,366,000 | 24,384,000 |