Call reports 2006
BANK OF PALATINE — 2006
What BANK OF PALATINE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,606,000 | 57,484,000 | 57,168,000 | 58,423,000 |
| Total loans | 26,155,000 | 25,164,000 | 25,712,000 | 25,647,000 |
| Allowance for loan losses | 413,000 | 416,000 | 425,000 | 397,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 11,006,000 | 8,957,000 | 8,841,000 | 8,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,214,000 | 50,917,000 | 50,535,000 | 52,165,000 |
| Interest-bearing deposits | 41,013,000 | 41,121,000 | 40,398,000 | 41,881,000 |
| Noninterest-bearing deposits | 11,201,000 | 9,796,000 | 10,137,000 | 10,284,000 |
| Equity capital | 6,322,000 | 6,394,000 | 6,468,000 | 6,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,519,000 | 2,311,000 | 3,116,000 |
| Interest expense | 192,000 | 418,000 | 660,000 | 919,000 |
| Net interest income | 551,000 | 1,101,000 | 1,651,000 | 2,197,000 |
| Noninterest income | 78,000 | 172,000 | 257,000 | 338,000 |
| Noninterest expense | 507,000 | 1,010,000 | 1,502,000 | 1,920,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 0 |
| Pretax income | 113,000 | 245,000 | 379,000 | 615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 245,000 | 379,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,322,000 | 6,394,000 | 6,468,000 | 6,134,000 |
| Total capital | 6,689,000 | 6,744,000 | 6,823,000 | 6,469,000 |
| Risk-weighted assets | 29,324,000 | 27,971,000 | 28,343,000 | 26,770,000 |