Call reports 2003
BANK OF PALATINE — 2003
What BANK OF PALATINE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,220,000 | 64,016,000 | 63,272,000 | 63,698,000 |
| Total loans | 25,459,000 | 23,881,000 | 24,934,000 | 25,011,000 |
| Allowance for loan losses | 413,000 | 422,000 | 432,000 | 407,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 16,060,000 | 11,054,000 | 16,006,000 | 16,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,421,000 | 58,213,000 | 57,459,000 | 57,843,000 |
| Interest-bearing deposits | 44,539,000 | 46,867,000 | 45,910,000 | 46,207,000 |
| Noninterest-bearing deposits | 10,882,000 | 11,346,000 | 11,549,000 | 11,636,000 |
| Equity capital | 5,699,000 | 5,681,000 | 5,668,000 | 5,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,267,000 | 1,860,000 | 2,465,000 |
| Interest expense | 177,000 | 354,000 | 497,000 | 614,000 |
| Net interest income | 469,000 | 913,000 | 1,363,000 | 1,851,000 |
| Noninterest income | 80,000 | 158,000 | 248,000 | 340,000 |
| Noninterest expense | 514,000 | 1,005,000 | 1,504,000 | 1,967,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 0 |
| Pretax income | 26,000 | 48,000 | 80,000 | 224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 48,000 | 80,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,699,000 | 5,681,000 | 5,668,000 | 5,812,000 |
| Total capital | 6,056,000 | 6,023,000 | 6,024,000 | 6,176,000 |
| Risk-weighted assets | 28,535,000 | 27,287,000 | 28,459,000 | 29,050,000 |