Call reports 2002
BANK OF PALATINE — 2002
What BANK OF PALATINE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,178,000 | 58,451,000 | 58,319,000 | 62,748,000 |
| Total loans | 27,342,000 | 27,281,000 | 25,864,000 | 25,425,000 |
| Allowance for loan losses | 413,000 | 422,000 | 422,000 | 404,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 16,086,000 | 16,083,000 | 16,073,000 | 16,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,441,000 | 52,603,000 | 52,310,000 | 56,830,000 |
| Interest-bearing deposits | 41,031,000 | 42,126,000 | 42,430,000 | 44,921,000 |
| Noninterest-bearing deposits | 10,410,000 | 10,477,000 | 9,880,000 | 11,909,000 |
| Equity capital | 5,625,000 | 5,661,000 | 5,757,000 | 5,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,513,000 | 2,266,000 | 2,954,000 |
| Interest expense | 212,000 | 423,000 | 636,000 | 833,000 |
| Net interest income | 540,000 | 1,090,000 | 1,630,000 | 2,121,000 |
| Noninterest income | 153,000 | 208,000 | 242,000 | 325,000 |
| Noninterest expense | 546,000 | 1,078,000 | 1,545,000 | 2,007,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 9,000 |
| Pretax income | 138,000 | 202,000 | 300,000 | 430,000 |
| Income tax | 0 | 4,000 | 6,000 | 8,000 |
| Net income | 138,000 | 198,000 | 294,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,625,000 | 5,661,000 | 5,757,000 | 5,860,000 |
| Total capital | 5,983,000 | 6,019,000 | 6,106,000 | 6,219,000 |
| Risk-weighted assets | 28,625,000 | 28,592,000 | 27,826,000 | 28,685,000 |