Call reports 2001
BANK OF PALATINE — 2001
What BANK OF PALATINE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,058,000 | 58,820,000 | 57,259,000 | 57,332,000 |
| Total loans | 25,070,000 | 26,892,000 | 25,463,000 | 26,706,000 |
| Allowance for loan losses | 413,000 | 422,000 | 431,000 | 404,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 11,358,000 | 16,362,000 | 16,394,000 | 16,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,376,000 | 53,145,000 | 51,479,000 | 51,597,000 |
| Interest-bearing deposits | 42,711,000 | 42,901,000 | 41,131,000 | 40,739,000 |
| Noninterest-bearing deposits | 8,665,000 | 10,244,000 | 10,348,000 | 10,858,000 |
| Equity capital | 5,496,000 | 5,435,000 | 5,438,000 | 5,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,752,000 | 2,588,000 | 3,368,000 |
| Interest expense | 364,000 | 733,000 | 1,065,000 | 1,327,000 |
| Net interest income | 523,000 | 1,019,000 | 1,523,000 | 2,041,000 |
| Noninterest income | 170,000 | 236,000 | 304,000 | 366,000 |
| Noninterest expense | 543,000 | 1,073,000 | 1,601,000 | 1,987,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 0 |
| Pretax income | 141,000 | 164,000 | 199,000 | 420,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 10,000 |
| Net income | 139,000 | 158,000 | 191,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,496,000 | 5,435,000 | 5,438,000 | 5,657,000 |
| Total capital | 5,802,000 | 5,747,000 | 5,734,000 | 6,006,000 |
| Risk-weighted assets | 24,353,000 | 24,845,000 | 23,538,000 | 27,903,000 |