Call reports 2025
PACIFIC VALLEY BANK — 2025
What PACIFIC VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 564,080,000 | 572,611,000 | 596,586,000 | 710,327,000 |
| Total loans | 491,652,000 | 499,350,000 | 518,442,000 | 535,818,000 |
| Allowance for loan losses | 7,640,000 | 7,672,000 | 7,703,000 | 7,877,000 |
| Securities available for sale | 24,433,000 | 25,120,000 | 24,867,000 | 23,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,431,000 | 491,060,000 | 515,735,000 | 629,993,000 |
| Interest-bearing deposits | 329,501,000 | 329,804,000 | 354,786,000 | 345,356,000 |
| Noninterest-bearing deposits | 149,930,000 | 161,256,000 | 160,949,000 | 284,637,000 |
| Equity capital | 73,932,000 | 74,690,000 | 76,225,000 | 76,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,322,000 | 15,014,000 | 22,950,000 | 31,380,000 |
| Interest expense | 2,506,000 | 5,076,000 | 7,789,000 | 10,358,000 |
| Net interest income | 4,816,000 | 9,938,000 | 15,161,000 | 21,022,000 |
| Noninterest income | 566,000 | 965,000 | 1,350,000 | 1,714,000 |
| Noninterest expense | 3,814,000 | 7,790,000 | 11,810,000 | 16,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 281,000 |
| Pretax income | 1,568,000 | 3,113,000 | 4,701,000 | 6,037,000 |
| Income tax | 462,000 | 919,000 | 1,390,000 | 1,791,000 |
| Net income | 1,106,000 | 2,194,000 | 3,311,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,406,000 | 75,149,000 | 76,376,000 | 76,953,000 |
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