Call reports 2024
PACIFIC VALLEY BANK — 2024
What PACIFIC VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 523,238,000 | 534,106,000 | 551,151,000 | 655,767,000 |
| Total loans | 449,360,000 | 455,814,000 | 470,431,000 | 485,992,000 |
| Allowance for loan losses | 7,513,000 | 7,544,000 | 7,576,000 | 7,619,000 |
| Securities available for sale | 26,410,000 | 26,965,000 | 27,043,000 | 24,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,295,000 | 460,182,000 | 473,212,000 | 579,914,000 |
| Interest-bearing deposits | 290,583,000 | 285,862,000 | 316,764,000 | 319,463,000 |
| Noninterest-bearing deposits | 159,712,000 | 174,320,000 | 156,448,000 | 260,451,000 |
| Equity capital | 69,331,000 | 70,221,000 | 72,130,000 | 72,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,981,000 | 13,835,000 | 21,409,000 | 28,783,000 |
| Interest expense | 2,261,000 | 4,734,000 | 7,709,000 | 10,453,000 |
| Net interest income | 4,720,000 | 9,101,000 | 13,700,000 | 18,330,000 |
| Noninterest income | 352,000 | 765,000 | 1,144,000 | 1,479,000 |
| Noninterest expense | 3,140,000 | 6,273,000 | 9,404,000 | 12,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,932,000 | 3,593,000 | 5,440,000 | 7,188,000 |
| Income tax | 570,000 | 1,057,000 | 1,602,000 | 2,120,000 |
| Net income | 1,362,000 | 2,536,000 | 3,838,000 | 5,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,287,000 | 71,074,000 | 72,413,000 | 73,256,000 |