Call reports 2023
PACIFIC VALLEY BANK — 2023
What PACIFIC VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 518,529,000 | 540,385,000 | 554,535,000 | 586,276,000 |
| Total loans | 406,337,000 | 410,667,000 | 428,279,000 | 452,532,000 |
| Allowance for loan losses | 7,512,000 | 7,512,000 | 7,512,000 | 7,512,000 |
| Securities available for sale | 27,579,000 | 26,862,000 | 28,614,000 | 26,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,534,000 | 473,087,000 | 485,095,000 | 513,387,000 |
| Interest-bearing deposits | 256,963,000 | 274,483,000 | 287,077,000 | 253,466,000 |
| Noninterest-bearing deposits | 195,571,000 | 198,604,000 | 198,018,000 | 259,921,000 |
| Equity capital | 63,535,000 | 64,605,000 | 65,794,000 | 68,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 12,130,000 | 18,918,000 | 26,013,000 |
| Interest expense | 1,161,000 | 2,818,000 | 4,901,000 | 7,066,000 |
| Net interest income | 4,775,000 | 9,312,000 | 14,017,000 | 18,947,000 |
| Noninterest income | 368,000 | 768,000 | 1,131,000 | 1,504,000 |
| Noninterest expense | 3,102,000 | 6,183,000 | 9,233,000 | 12,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,041,000 | 3,897,000 | 5,915,000 | 7,834,000 |
| Income tax | 601,000 | 1,151,000 | 1,746,000 | 2,314,000 |
| Net income | 1,440,000 | 2,746,000 | 4,169,000 | 5,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,324,000 | 65,684,000 | 67,139,000 | 68,935,000 |