Call reports 2022
PACIFIC VALLEY BANK — 2022
What PACIFIC VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 482,424,000 | 502,850,000 | 484,413,000 | 559,029,000 |
| Total loans | 379,732,000 | 380,011,000 | 401,327,000 | 409,321,000 |
| Allowance for loan losses | 5,726,000 | 5,726,000 | 5,944,000 | 6,141,000 |
| Securities available for sale | 10,396,000 | 26,228,000 | 27,415,000 | 27,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,702,000 | 439,186,000 | 419,751,000 | 493,272,000 |
| Interest-bearing deposits | 215,884,000 | 223,044,000 | 212,796,000 | 239,694,000 |
| Noninterest-bearing deposits | 204,818,000 | 216,142,000 | 206,955,000 | 253,578,000 |
| Equity capital | 59,156,000 | 60,772,000 | 61,480,000 | 63,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,985,000 | 10,248,000 | 15,355,000 | 21,010,000 |
| Interest expense | 121,000 | 236,000 | 396,000 | 953,000 |
| Net interest income | 4,864,000 | 10,012,000 | 14,959,000 | 20,057,000 |
| Noninterest income | 314,000 | 681,000 | 1,096,000 | 1,501,000 |
| Noninterest expense | 3,233,000 | 6,373,000 | 9,387,000 | 12,716,000 |
| Provision for loan losses | 177,000 | 177,000 | 395,000 | 591,000 |
| Pretax income | 1,768,000 | 4,143,000 | 6,273,000 | 8,251,000 |
| Income tax | 574,000 | 1,235,000 | 1,916,000 | 2,492,000 |
| Net income | 1,194,000 | 2,908,000 | 4,357,000 | 5,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,520,000 | 61,252,000 | 62,719,000 | 64,225,000 |