Call reports 2021
PACIFIC VALLEY BANK — 2021
What PACIFIC VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 466,834,000 | 477,232,000 | 473,384,000 | 499,319,000 |
| Total loans | 375,280,000 | 362,748,000 | 371,623,000 | 384,754,000 |
| Allowance for loan losses | 5,126,000 | 5,126,000 | 5,265,000 | 5,549,000 |
| Securities available for sale | 0 | 0 | 0 | 10,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,056,000 | 433,231,000 | 428,275,000 | 454,149,000 |
| Interest-bearing deposits | 242,126,000 | 220,888,000 | 216,260,000 | 210,105,000 |
| Noninterest-bearing deposits | 181,930,000 | 212,343,000 | 212,015,000 | 244,044,000 |
| Equity capital | 40,313,000 | 41,447,000 | 42,300,000 | 42,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,131,000 | 8,329,000 | 12,406,000 | 16,500,000 |
| Interest expense | 166,000 | 303,000 | 430,000 | 554,000 |
| Net interest income | 3,965,000 | 8,026,000 | 11,976,000 | 15,946,000 |
| Noninterest income | 237,000 | 522,000 | 853,000 | 1,175,000 |
| Noninterest expense | 2,602,000 | 5,371,000 | 8,272,000 | 11,242,000 |
| Provision for loan losses | 0 | 0 | 139,000 | 423,000 |
| Pretax income | 1,600,000 | 3,177,000 | 4,418,000 | 5,456,000 |
| Income tax | 470,000 | 934,000 | 1,342,000 | 1,686,000 |
| Net income | 1,130,000 | 2,243,000 | 3,076,000 | 3,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,312,000 | 41,447,000 | 42,300,000 | 43,007,000 |