Call reports 2020
PACIFIC VALLEY BANK — 2020
What PACIFIC VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 334,137,000 | 424,268,000 | 420,189,000 | 464,924,000 |
| Total loans | 267,256,000 | 345,537,000 | 346,128,000 | 343,865,000 |
| Allowance for loan losses | 4,750,000 | 4,825,000 | 4,826,000 | 5,126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,490,000 | 385,536,000 | 380,349,000 | 423,355,000 |
| Interest-bearing deposits | 191,098,000 | 210,893,000 | 203,752,000 | 221,945,000 |
| Noninterest-bearing deposits | 105,392,000 | 174,643,000 | 176,597,000 | 201,410,000 |
| Equity capital | 36,456,000 | 37,212,000 | 38,212,000 | 39,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,538,000 | 7,206,000 | 11,034,000 | 15,117,000 |
| Interest expense | 382,000 | 658,000 | 875,000 | 1,046,000 |
| Net interest income | 3,156,000 | 6,548,000 | 10,159,000 | 14,071,000 |
| Noninterest income | 157,000 | 336,000 | 554,000 | 779,000 |
| Noninterest expense | 2,387,000 | 4,848,000 | 7,291,000 | 9,800,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 450,000 |
| Pretax income | 851,000 | 1,886,000 | 3,272,000 | 4,600,000 |
| Income tax | 252,000 | 552,000 | 959,000 | 1,348,000 |
| Net income | 599,000 | 1,334,000 | 2,313,000 | 3,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,456,000 | 37,212,000 | 38,212,000 | 39,164,000 |
| Total capital | 39,843,000 | — | — | — |
| Risk-weighted assets | 269,517,000 | — | — | — |