Call reports 2019
PACIFIC VALLEY BANK — 2019
What PACIFIC VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,401,000 | 321,325,000 | 340,345,000 | 351,000,000 |
| Total loans | 243,762,000 | 243,113,000 | 252,347,000 | 270,672,000 |
| Allowance for loan losses | 4,582,000 | 4,587,000 | 4,594,000 | 4,675,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,293,000 | 285,437,000 | 303,521,000 | 313,801,000 |
| Interest-bearing deposits | 183,953,000 | 177,040,000 | 197,191,000 | 182,084,000 |
| Noninterest-bearing deposits | 89,340,000 | 108,397,000 | 106,330,000 | 131,717,000 |
| Equity capital | 33,632,000 | 34,330,000 | 35,139,000 | 35,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,411,000 | 6,929,000 | 10,589,000 | 14,312,000 |
| Interest expense | 497,000 | 1,004,000 | 1,554,000 | 2,086,000 |
| Net interest income | 2,914,000 | 5,925,000 | 9,035,000 | 12,226,000 |
| Noninterest income | 131,000 | 280,000 | 430,000 | 569,000 |
| Noninterest expense | 2,275,000 | 4,476,000 | 6,611,000 | 8,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 770,000 | 1,729,000 | 2,854,000 | 3,817,000 |
| Income tax | 222,000 | 507,000 | 846,000 | 1,132,000 |
| Net income | 548,000 | 1,222,000 | 2,008,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,632,000 | 34,330,000 | 35,139,000 | 35,837,000 |
| Total capital | 36,726,000 | 37,471,000 | 38,376,000 | 39,270,000 |
| Risk-weighted assets | 245,995,000 | 249,792,000 | 257,538,000 | 273,369,000 |