Call reports 2017
PACIFIC VALLEY BANK — 2017
What PACIFIC VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,877,000 | 261,175,000 | 255,965,000 | 273,582,000 |
| Total loans | 179,654,000 | 182,499,000 | 184,004,000 | 210,519,000 |
| Allowance for loan losses | 3,440,000 | 3,460,000 | 4,344,000 | 4,300,000 |
| Securities available for sale | 111,000 | 91,000 | 71,000 | 51,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,693,000 | 230,883,000 | 224,606,000 | 241,594,000 |
| Interest-bearing deposits | 118,658,000 | 141,200,000 | 138,059,000 | 129,418,000 |
| Noninterest-bearing deposits | 81,035,000 | 89,683,000 | 86,547,000 | 112,176,000 |
| Equity capital | 29,168,000 | 29,369,000 | 30,284,000 | 30,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,706,000 | 7,704,000 | 10,467,000 |
| Interest expense | 64,000 | 133,000 | 212,000 | 287,000 |
| Net interest income | 2,226,000 | 4,573,000 | 7,492,000 | 10,180,000 |
| Noninterest income | 128,000 | 256,000 | 386,000 | 527,000 |
| Noninterest expense | 1,975,000 | 4,130,000 | 6,244,000 | 8,867,000 |
| Provision for loan losses | 0 | 0 | -600,000 | -1,000,000 |
| Pretax income | 379,000 | 699,000 | 2,234,000 | 2,840,000 |
| Income tax | 143,000 | 263,000 | 881,000 | 1,270,000 |
| Net income | 236,000 | 436,000 | 1,353,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,082,000 | 28,283,000 | 29,198,000 | 29,416,000 |
| Total capital | 30,562,000 | 30,772,000 | 31,705,000 | 32,127,000 |
| Risk-weighted assets | 197,193,000 | 197,915,000 | 198,538,000 | 215,040,000 |