Call reports 2016
PACIFIC VALLEY BANK — 2016
What PACIFIC VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,106,000 | 243,804,000 | 248,967,000 | 244,073,000 |
| Total loans | 159,618,000 | 164,345,000 | 182,889,000 | 187,292,000 |
| Allowance for loan losses | 3,293,000 | 3,313,000 | 3,393,000 | 3,421,000 |
| Securities available for sale | 215,000 | 192,000 | 167,000 | 145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,066,000 | 214,477,000 | 219,391,000 | 214,308,000 |
| Interest-bearing deposits | 145,545,000 | 141,926,000 | 143,878,000 | 128,147,000 |
| Noninterest-bearing deposits | 73,521,000 | 72,551,000 | 75,513,000 | 86,161,000 |
| Equity capital | 27,954,000 | 28,187,000 | 28,468,000 | 28,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,589,000 | 6,896,000 | 9,324,000 |
| Interest expense | 123,000 | 215,000 | 298,000 | 373,000 |
| Net interest income | 2,255,000 | 4,374,000 | 6,598,000 | 8,951,000 |
| Noninterest income | 155,000 | 465,000 | 671,000 | 844,000 |
| Noninterest expense | 1,885,000 | 3,941,000 | 5,913,000 | 7,672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 525,000 | 898,000 | 1,356,000 | 2,123,000 |
| Income tax | 200,000 | 340,000 | 517,000 | 820,000 |
| Net income | 325,000 | 558,000 | 839,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,181,000 | 26,414,000 | 26,696,000 | 27,160,000 |
| Total capital | 28,402,000 | 28,652,000 | 29,237,000 | 29,725,000 |
| Risk-weighted assets | 175,902,000 | 177,293,000 | 201,746,000 | 203,651,000 |