Call reports 2015
PACIFIC VALLEY BANK — 2015
What PACIFIC VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 237,387,000 | 250,746,000 | 248,414,000 | 260,474,000 |
| Total loans | 166,011,000 | 176,028,000 | 161,786,000 | 163,472,000 |
| Allowance for loan losses | 3,130,000 | 3,188,000 | 3,195,000 | 3,224,000 |
| Securities available for sale | 335,000 | 289,000 | 265,000 | 237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,773,000 | 222,827,000 | 219,858,000 | 231,826,000 |
| Interest-bearing deposits | 145,804,000 | 148,030,000 | 147,243,000 | 140,904,000 |
| Noninterest-bearing deposits | 63,969,000 | 74,797,000 | 72,615,000 | 90,922,000 |
| Equity capital | 26,767,000 | 27,030,000 | 27,327,000 | 27,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,559,000 | 6,767,000 | 9,055,000 |
| Interest expense | 221,000 | 425,000 | 609,000 | 757,000 |
| Net interest income | 2,055,000 | 4,134,000 | 6,158,000 | 8,298,000 |
| Noninterest income | 99,000 | 256,000 | 443,000 | 586,000 |
| Noninterest expense | 1,882,000 | 3,692,000 | 5,426,000 | 7,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 773,000 | 1,250,000 | 1,843,000 |
| Income tax | 143,000 | 305,000 | 484,000 | 775,000 |
| Net income | 204,000 | 468,000 | 766,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,361,000 | 24,626,000 | 24,923,000 | 25,225,000 |
| Total capital | 26,621,000 | 27,016,000 | 27,205,000 | 27,460,000 |
| Risk-weighted assets | 179,934,000 | 190,363,000 | 180,154,000 | 176,375,000 |