Call reports 2014
PACIFIC VALLEY BANK — 2014
What PACIFIC VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 205,712,000 | 223,742,000 | 230,553,000 | 252,934,000 |
| Total loans | 159,629,000 | 170,208,000 | 173,192,000 | 173,568,000 |
| Allowance for loan losses | 4,626,000 | 4,638,000 | 4,383,000 | 3,714,000 |
| Securities available for sale | 1,986,000 | 1,864,000 | 1,739,000 | 1,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,759,000 | 196,510,000 | 202,830,000 | 225,498,000 |
| Interest-bearing deposits | 132,374,000 | 132,726,000 | 144,879,000 | 148,096,000 |
| Noninterest-bearing deposits | 46,385,000 | 63,784,000 | 57,951,000 | 77,402,000 |
| Equity capital | 26,010,000 | 26,100,000 | 26,299,000 | 26,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,376,000 | 6,725,000 | 8,996,000 |
| Interest expense | 232,000 | 472,000 | 722,000 | 967,000 |
| Net interest income | 1,889,000 | 3,904,000 | 6,003,000 | 8,029,000 |
| Noninterest income | 73,000 | 176,000 | 300,000 | 471,000 |
| Noninterest expense | 1,770,000 | 3,728,000 | 5,592,000 | 7,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 352,000 | 711,000 | 1,354,000 |
| Income tax | 83,000 | 153,000 | 309,000 | 575,000 |
| Net income | 109,000 | 199,000 | 402,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,933,000 | 22,024,000 | 22,226,000 | 23,379,000 |
| Total capital | 24,032,000 | 24,296,000 | 24,491,000 | 25,630,000 |
| Risk-weighted assets | 165,382,000 | 179,346,000 | 178,986,000 | 178,507,000 |