Call reports 2013
PACIFIC VALLEY BANK — 2013
What PACIFIC VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 186,428,000 | 194,256,000 | 203,931,000 | 211,483,000 |
| Total loans | 143,839,000 | 157,081,000 | 154,999,000 | 160,086,000 |
| Allowance for loan losses | 3,430,000 | 3,451,000 | 3,433,000 | 4,611,000 |
| Securities available for sale | 3,192,000 | 2,810,000 | 2,444,000 | 2,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,876,000 | 171,124,000 | 180,343,000 | 184,803,000 |
| Interest-bearing deposits | 121,038,000 | 125,054,000 | 131,850,000 | 128,584,000 |
| Noninterest-bearing deposits | 42,838,000 | 46,070,000 | 48,493,000 | 56,219,000 |
| Equity capital | 21,794,000 | 22,255,000 | 22,650,000 | 25,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,520,000 | 6,716,000 | 8,739,000 |
| Interest expense | 232,000 | 465,000 | 709,000 | 960,000 |
| Net interest income | 2,139,000 | 4,055,000 | 6,007,000 | 7,779,000 |
| Noninterest income | 61,000 | 238,000 | 343,000 | 433,000 |
| Noninterest expense | 1,594,000 | 3,207,000 | 4,853,000 | 6,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,400,000 |
| Pretax income | 606,000 | 1,086,000 | 1,497,000 | 376,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -4,384,000 |
| Net income | 605,000 | 1,085,000 | 1,496,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,670,000 | 22,150,000 | 22,561,000 | 21,824,000 |
| Total capital | 23,469,000 | 24,146,000 | 24,545,000 | 23,833,000 |
| Risk-weighted assets | 142,266,000 | 158,231,000 | 157,289,000 | 159,249,000 |