Call reports 2012
PACIFIC VALLEY BANK — 2012
What PACIFIC VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,194,000 | 170,028,000 | 176,977,000 | 194,004,000 |
| Total loans | 130,102,000 | 133,361,000 | 137,619,000 | 151,545,000 |
| Allowance for loan losses | 4,121,000 | 3,577,000 | 3,582,000 | 3,397,000 |
| Securities available for sale | 5,291,000 | 4,810,000 | 4,228,000 | 3,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,771,000 | 149,118,000 | 155,349,000 | 172,066,000 |
| Interest-bearing deposits | 110,125,000 | 111,996,000 | 118,042,000 | 126,014,000 |
| Noninterest-bearing deposits | 33,646,000 | 37,122,000 | 37,307,000 | 46,051,000 |
| Equity capital | 19,670,000 | 20,092,000 | 20,758,000 | 21,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,155,000 | 6,314,000 | 8,495,000 |
| Interest expense | 275,000 | 526,000 | 781,000 | 1,034,000 |
| Net interest income | 1,807,000 | 3,629,000 | 5,533,000 | 7,461,000 |
| Noninterest income | 51,000 | 165,000 | 342,000 | 419,000 |
| Noninterest expense | 1,539,000 | 3,026,000 | 4,415,000 | 5,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 768,000 | 1,460,000 | 1,961,000 |
| Income tax | 9,000 | 23,000 | 38,000 | 55,000 |
| Net income | 310,000 | 745,000 | 1,422,000 | 1,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,462,000 | 19,900,000 | 20,580,000 | 21,064,000 |
| Total capital | 21,100,000 | 21,615,000 | 22,287,000 | 22,976,000 |
| Risk-weighted assets | 132,902,000 | 135,307,000 | 134,603,000 | 151,425,000 |