Call reports 2011
PACIFIC VALLEY BANK — 2011
What PACIFIC VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 167,761,000 | 172,737,000 | 173,804,000 | 178,196,000 |
| Total loans | 125,311,000 | 124,531,000 | 127,171,000 | 136,410,000 |
| Allowance for loan losses | 4,341,000 | 3,659,000 | 3,719,000 | 3,537,000 |
| Securities available for sale | 10,337,000 | 9,897,000 | 8,423,000 | 5,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,408,000 | 150,999,000 | 151,794,000 | 156,042,000 |
| Interest-bearing deposits | 116,873,000 | 117,916,000 | 118,869,000 | 109,034,000 |
| Noninterest-bearing deposits | 29,535,000 | 33,083,000 | 32,925,000 | 47,008,000 |
| Equity capital | 18,522,000 | 18,834,000 | 19,081,000 | 19,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,110,000 | 6,167,000 | 8,266,000 |
| Interest expense | 331,000 | 656,000 | 974,000 | 1,275,000 |
| Net interest income | 1,779,000 | 3,454,000 | 5,193,000 | 6,991,000 |
| Noninterest income | 48,000 | 295,000 | 340,000 | 251,000 |
| Noninterest expense | 1,410,000 | 2,892,000 | 4,354,000 | 5,769,000 |
| Provision for loan losses | 0 | 150,000 | 265,000 | 265,000 |
| Pretax income | 417,000 | 707,000 | 914,000 | 1,208,000 |
| Income tax | 50,000 | 85,000 | 36,000 | 10,000 |
| Net income | 367,000 | 622,000 | 878,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,293,000 | 18,556,000 | 18,821,000 | 19,149,000 |
| Total capital | 20,037,000 | 20,279,000 | 20,590,000 | 20,992,000 |
| Risk-weighted assets | 136,898,000 | 135,881,000 | 139,517,000 | 145,711,000 |