Call reports 2009
PACIFIC VALLEY BANK — 2009
What PACIFIC VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 182,432,000 | 187,695,000 | 188,515,000 | 180,881,000 |
| Total loans | 150,355,000 | 147,298,000 | 141,772,000 | 139,097,000 |
| Allowance for loan losses | 4,054,000 | 2,401,000 | 3,014,000 | 3,666,000 |
| Securities available for sale | 17,420,000 | 15,178,000 | 14,244,000 | 13,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,811,000 | 152,374,000 | 153,367,000 | 154,644,000 |
| Interest-bearing deposits | 123,148,000 | 126,253,000 | 127,211,000 | 117,224,000 |
| Noninterest-bearing deposits | 21,662,000 | 26,121,000 | 26,156,000 | 37,419,000 |
| Equity capital | 18,554,000 | 17,308,000 | 18,017,000 | 16,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 4,983,000 | 7,496,000 | 9,976,000 |
| Interest expense | 896,000 | 1,810,000 | 2,683,000 | 3,361,000 |
| Net interest income | 1,701,000 | 3,173,000 | 4,813,000 | 6,615,000 |
| Noninterest income | 76,000 | -86,000 | -17,000 | 373,000 |
| Noninterest expense | 1,607,000 | 3,935,000 | 5,583,000 | 7,318,000 |
| Provision for loan losses | 1,389,000 | 1,583,000 | 2,884,000 | 5,376,000 |
| Pretax income | -1,219,000 | -2,431,000 | -3,671,000 | -5,706,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -1,220,000 | -2,432,000 | -3,672,000 | -5,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,257,000 | 17,067,000 | 17,712,000 | 16,191,000 |
| Total capital | 20,281,000 | 18,993,000 | 19,582,000 | 18,056,000 |
| Risk-weighted assets | 159,909,000 | 155,792,000 | 152,143,000 | 147,364,000 |