Call reports 2006
PACIFIC VALLEY BANK — 2006
What PACIFIC VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,833,000 | 87,577,000 | 99,857,000 | 107,973,000 |
| Total loans | 45,673,000 | 49,540,000 | 57,160,000 | 73,858,000 |
| Allowance for loan losses | 562,000 | 603,000 | 687,000 | 861,000 |
| Securities available for sale | 5,860,000 | 9,772,000 | 12,489,000 | 13,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,997,000 | 64,697,000 | 76,903,000 | 84,946,000 |
| Interest-bearing deposits | 56,923,000 | 56,457,000 | 64,998,000 | 67,647,000 |
| Noninterest-bearing deposits | 5,074,000 | 8,240,000 | 11,905,000 | 17,298,000 |
| Equity capital | 10,622,000 | 19,593,000 | 19,519,000 | 19,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,445,000 | 4,010,000 | 5,869,000 |
| Interest expense | 400,000 | 936,000 | 1,656,000 | 2,489,000 |
| Net interest income | 613,000 | 1,509,000 | 2,354,000 | 3,380,000 |
| Noninterest income | 6,000 | 14,000 | 22,000 | 35,000 |
| Noninterest expense | 737,000 | 1,666,000 | 2,681,000 | 3,788,000 |
| Provision for loan losses | 53,000 | 94,000 | 178,000 | 362,000 |
| Pretax income | -171,000 | -237,000 | -483,000 | -735,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -172,000 | -238,000 | -484,000 | -736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,622,000 | 19,593,000 | 19,582,000 | 19,586,000 |
| Total capital | 11,135,000 | 20,172,000 | 20,269,000 | 20,447,000 |
| Risk-weighted assets | 41,026,000 | 46,326,000 | 56,444,000 | 68,934,000 |