Call reports 2004
PACIFIC VALLEY BANK — 2004
What PACIFIC VALLEY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 14,260,000 | 27,866,000 |
| Total loans | 1,044,000 | 14,556,000 |
| Allowance for loan losses | 10,000 | 146,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,347,000 | 16,564,000 |
| Interest-bearing deposits | 1,269,000 | 10,848,000 |
| Noninterest-bearing deposits | 78,000 | 5,716,000 |
| Equity capital | 11,759,000 | 11,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 9,000 | 188,000 |
| Interest expense | 0 | 47,000 |
| Net interest income | 9,000 | 141,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 55,000 | 554,000 |
| Provision for loan losses | 10,000 | 146,000 |
| Pretax income | -56,000 | -558,000 |
| Income tax | 0 | 0 |
| Net income | -56,000 | -558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 11,759,000 | 11,236,000 |
| Total capital | 11,769,000 | 11,382,000 |
| Risk-weighted assets | 4,082,000 | 13,798,000 |