Call reports 2008
TALBOTS CLASSICS NATIONAL BANK — 2008
What TALBOTS CLASSICS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,538,000 | 11,743,000 | 9,764,000 | 10,465,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 236,000 | 231,000 | 231,000 | 231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,512,000 | 5,507,000 | 5,507,000 | 5,500,000 |
| Interest-bearing deposits | 7,512,000 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 5,507,000 | 5,507,000 | 5,500,000 |
| Equity capital | 3,577,000 | 3,865,000 | 3,800,000 | 3,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 66,000 | 116,000 | 158,000 | 155,000 |
| Interest expense | 40,000 | 59,000 | 77,000 | 81,000 |
| Net interest income | 26,000 | 57,000 | 81,000 | 74,000 |
| Noninterest income | 1,626,000 | 3,677,000 | 5,228,000 | 6,871,000 |
| Noninterest expense | 1,379,000 | 3,080,000 | 4,779,000 | 6,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 273,000 | 654,000 | 530,000 | 734,000 |
| Income tax | 169,000 | 257,000 | 198,000 | 359,000 |
| Net income | 104,000 | 397,000 | 332,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,563,000 | 3,846,000 | 3,800,000 | 3,442,000 |
| Total capital | 3,563,000 | 3,846,000 | 3,800,000 | 3,442,000 |
| Risk-weighted assets | 2,961,000 | 2,615,000 | 2,498,000 | 2,780,000 |