Call reports 2007
TALBOTS CLASSICS NATIONAL BANK — 2007
What TALBOTS CLASSICS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 11,813,000 | 11,426,000 | 11,697,000 | 11,333,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 235,000 | 231,000 | 233,000 | 236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,520,000 | 6,596,000 | 6,674,000 | 6,741,000 |
| Interest-bearing deposits | 7,520,000 | 6,596,000 | 6,674,000 | 6,741,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,970,000 | 4,394,000 | 4,422,000 | 3,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 147,000 | 276,000 | 411,000 | 525,000 |
| Interest expense | 75,000 | 151,000 | 229,000 | 295,000 |
| Net interest income | 72,000 | 125,000 | 182,000 | 230,000 |
| Noninterest income | 1,806,000 | 3,807,000 | 5,329,000 | 7,540,000 |
| Noninterest expense | 1,500,000 | 2,912,000 | 4,311,000 | 5,933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 1,020,000 | 1,200,000 | 1,837,000 |
| Income tax | 189,000 | 404,000 | 558,000 | 865,000 |
| Net income | 189,000 | 616,000 | 642,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,955,000 | 4,375,000 | 4,405,000 | 3,173,000 |
| Total capital | 3,955,000 | 4,375,000 | 4,405,000 | 3,173,000 |
| Risk-weighted assets | 2,694,000 | 2,936,000 | 2,898,000 | 3,018,000 |