Call reports 2005
TALBOTS CLASSICS NATIONAL BANK — 2005
What TALBOTS CLASSICS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,529,000 | 9,947,000 | 10,372,000 | 10,384,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 238,000 | 241,000 | 237,000 | 235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,043,000 | 6,078,000 | 6,120,000 | 6,171,000 |
| Interest-bearing deposits | 6,043,000 | 6,078,000 | 6,120,000 | 6,171,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,192,000 | 3,542,000 | 3,745,000 | 3,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 48,000 | 105,000 | 170,000 | 243,000 |
| Interest expense | 28,000 | 63,000 | 105,000 | 156,000 |
| Net interest income | 20,000 | 42,000 | 65,000 | 87,000 |
| Noninterest income | 1,611,000 | 3,467,000 | 5,112,000 | 7,156,000 |
| Noninterest expense | 1,272,000 | 2,708,000 | 4,013,000 | 5,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 359,000 | 801,000 | 1,164,000 | 1,816,000 |
| Income tax | 185,000 | 280,000 | 435,000 | 654,000 |
| Net income | 174,000 | 521,000 | 729,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,180,000 | 3,533,000 | 3,732,000 | 3,412,000 |
| Total capital | 3,180,000 | 3,533,000 | 3,732,000 | 3,412,000 |
| Risk-weighted assets | 2,840,000 | 3,441,000 | 4,090,000 | 4,887,000 |