Call reports 2004
TALBOTS CLASSICS NATIONAL BANK — 2004
What TALBOTS CLASSICS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,544,000 | 9,890,000 | 10,175,000 | 9,733,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 245,000 | 238,000 | 242,000 | 241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,979,000 | 5,986,000 | 5,996,000 | 6,015,000 |
| Interest-bearing deposits | 5,979,000 | 5,986,000 | 5,996,000 | 6,015,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,210,000 | 3,518,000 | 3,696,000 | 3,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 19,000 | 39,000 | 67,000 | 107,000 |
| Interest expense | 7,000 | 14,000 | 24,000 | 44,000 |
| Net interest income | 12,000 | 25,000 | 43,000 | 63,000 |
| Noninterest income | 1,517,000 | 3,267,000 | 4,836,000 | 6,620,000 |
| Noninterest expense | 1,245,000 | 2,516,000 | 3,830,000 | 5,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 776,000 | 1,049,000 | 1,554,000 |
| Income tax | 102,000 | 279,000 | 377,000 | 559,000 |
| Net income | 182,000 | 497,000 | 672,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,210,000 | 3,506,000 | 3,688,000 | 3,021,000 |
| Total capital | 3,210,000 | 3,506,000 | 3,688,000 | 3,021,000 |
| Risk-weighted assets | 2,584,000 | 2,804,000 | 2,997,000 | 2,815,000 |