Call reports 2003
TALBOTS CLASSICS NATIONAL BANK — 2003
What TALBOTS CLASSICS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,976,000 | 9,568,000 | 10,029,000 | 9,741,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 254,000 | 249,000 | 245,000 | 245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,950,000 | 5,958,000 | 5,965,000 | 5,971,000 |
| Interest-bearing deposits | 0 | 5,958,000 | 5,965,000 | 5,971,000 |
| Noninterest-bearing deposits | 5,950,000 | 0 | 0 | 0 |
| Equity capital | 2,818,000 | 3,197,000 | 3,493,000 | 3,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 23,000 | 42,000 | 65,000 | 82,000 |
| Interest expense | 8,000 | 17,000 | 24,000 | 33,000 |
| Net interest income | 15,000 | 25,000 | 41,000 | 49,000 |
| Noninterest income | 1,529,000 | 3,112,000 | 4,418,000 | 5,915,000 |
| Noninterest expense | 1,161,000 | 2,139,000 | 2,998,000 | 4,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 383,000 | 998,000 | 1,461,000 | 1,901,000 |
| Income tax | 137,000 | 368,000 | 532,000 | 684,000 |
| Net income | 246,000 | 630,000 | 929,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,814,000 | 3,197,000 | 3,493,000 | 3,028,000 |
| Total capital | 2,818,000 | 3,197,000 | 3,493,000 | 3,028,000 |
| Risk-weighted assets | 2,563,000 | 2,768,000 | 3,149,000 | 3,101,000 |