Call reports 2015
JACKSONVILLE BANK, THE — 2015
What JACKSONVILLE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 490,076,000 | 500,911,000 | 504,336,000 | 507,845,000 |
| Total loans | 373,196,000 | 385,699,000 | 399,511,000 | 410,933,000 |
| Allowance for loan losses | 14,371,000 | 12,861,000 | 12,570,000 | 12,508,000 |
| Securities available for sale | 73,306,000 | 73,235,000 | 67,375,000 | 62,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,866,000 | 426,543,000 | 433,334,000 | 415,191,000 |
| Interest-bearing deposits | 313,949,000 | 310,175,000 | 310,512,000 | 296,260,000 |
| Noninterest-bearing deposits | 109,917,000 | 116,368,000 | 122,822,000 | 118,931,000 |
| Equity capital | 53,662,000 | 56,707,000 | 58,267,000 | 59,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,055,000 | 10,239,000 | 15,516,000 | 20,783,000 |
| Interest expense | 533,000 | 1,051,000 | 1,570,000 | 2,073,000 |
| Net interest income | 4,522,000 | 9,188,000 | 13,946,000 | 18,710,000 |
| Noninterest income | 360,000 | 735,000 | 925,000 | 1,153,000 |
| Noninterest expense | 3,540,000 | 7,082,000 | 10,609,000 | 14,190,000 |
| Provision for loan losses | 0 | -2,011,000 | -2,011,000 | -1,816,000 |
| Pretax income | 1,342,000 | 4,852,000 | 6,273,000 | 7,489,000 |
| Income tax | 14,000 | 46,000 | 18,000 | 9,000 |
| Net income | 1,328,000 | 4,806,000 | 6,255,000 | 7,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,190,000 | 56,691,000 | 58,173,000 | 59,418,000 |
| Total capital | 58,182,000 | 61,767,000 | 63,370,000 | 64,720,000 |
| Risk-weighted assets | 389,967,000 | 398,326,000 | 408,382,000 | 416,920,000 |