Call reports 2014
JACKSONVILLE BANK, THE — 2014
What JACKSONVILLE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 495,870,000 | 493,725,000 | 509,821,000 | 487,793,000 |
| Total loans | 379,284,000 | 368,560,000 | 360,662,000 | 374,657,000 |
| Allowance for loan losses | 15,104,000 | 14,616,000 | 15,170,000 | 14,377,000 |
| Securities available for sale | 81,123,000 | 82,168,000 | 82,425,000 | 77,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,386,000 | 422,820,000 | 440,167,000 | 416,989,000 |
| Interest-bearing deposits | 399,871,000 | 396,276,000 | 325,139,000 | 307,929,000 |
| Noninterest-bearing deposits | 26,515,000 | 26,544,000 | 115,028,000 | 109,060,000 |
| Equity capital | 48,306,000 | 49,780,000 | 50,854,000 | 52,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,096,000 | 10,610,000 | 15,841,000 | 21,047,000 |
| Interest expense | 637,000 | 1,254,000 | 1,826,000 | 2,394,000 |
| Net interest income | 4,459,000 | 9,356,000 | 14,015,000 | 18,653,000 |
| Noninterest income | 379,000 | 786,000 | 1,709,000 | 1,986,000 |
| Noninterest expense | 4,398,000 | 8,471,000 | 12,803,000 | 16,836,000 |
| Provision for loan losses | 0 | 287,000 | 287,000 | 287,000 |
| Pretax income | 440,000 | 1,384,000 | 2,634,000 | 3,516,000 |
| Income tax | 0 | 0 | 20,000 | 0 |
| Net income | 440,000 | 1,384,000 | 2,614,000 | 3,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,215,000 | 49,230,000 | 50,532,000 | 51,497,000 |
| Total capital | 53,083,000 | 53,996,000 | 55,246,000 | 56,400,000 |
| Risk-weighted assets | 379,221,000 | 371,431,000 | 366,704,000 | 382,739,000 |