Call reports 2013
JACKSONVILLE BANK, THE — 2013
What JACKSONVILLE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 519,655,000 | 521,194,000 | 512,868,000 | 506,452,000 |
| Total loans | 392,989,000 | 381,952,000 | 372,954,000 | 370,352,000 |
| Allowance for loan losses | 19,820,000 | 17,303,000 | 16,974,000 | 15,760,000 |
| Securities available for sale | 91,262,000 | 83,234,000 | 88,203,000 | 84,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,472,000 | 450,741,000 | 442,251,000 | 437,832,000 |
| Interest-bearing deposits | 425,949,000 | 422,787,000 | 418,204,000 | 414,351,000 |
| Noninterest-bearing deposits | 22,523,000 | 27,954,000 | 24,047,000 | 23,481,000 |
| Equity capital | 49,570,000 | 48,607,000 | 48,933,000 | 47,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,359,000 | 12,150,000 | 17,734,000 | 22,883,000 |
| Interest expense | 873,000 | 1,702,000 | 2,481,000 | 3,201,000 |
| Net interest income | 5,486,000 | 10,448,000 | 15,253,000 | 19,682,000 |
| Noninterest income | 446,000 | 462,000 | 852,000 | 616,000 |
| Noninterest expense | 4,866,000 | 9,532,000 | 14,019,000 | 18,294,000 |
| Provision for loan losses | 217,000 | -267,000 | 100,000 | 815,000 |
| Pretax income | 886,000 | 1,691,000 | 2,423,000 | 1,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 886,000 | 1,691,000 | 2,423,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,659,000 | 47,572,000 | 48,411,000 | 47,702,000 |
| Total capital | 51,773,000 | 52,529,000 | 53,306,000 | 52,488,000 |
| Risk-weighted assets | 394,421,000 | 384,229,000 | 379,536,000 | 371,924,000 |