Call reports 2012
JACKSONVILLE BANK, THE — 2012
What JACKSONVILLE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 582,744,000 | 579,625,000 | 549,342,000 | 563,721,000 |
| Total loans | 459,121,000 | 453,263,000 | 436,754,000 | 398,031,000 |
| Allowance for loan losses | 13,082,000 | 20,647,000 | 18,100,000 | 20,198,000 |
| Securities available for sale | 78,768,000 | 88,412,000 | 88,838,000 | 83,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,894,000 | 521,677,000 | 493,491,000 | 493,210,000 |
| Interest-bearing deposits | 489,580,000 | 493,672,000 | 474,795,000 | 465,735,000 |
| Noninterest-bearing deposits | 24,314,000 | 28,005,000 | 18,696,000 | 27,475,000 |
| Equity capital | 47,528,000 | 36,447,000 | 33,198,000 | 49,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,667,000 | 13,136,000 | 19,772,000 | 26,233,000 |
| Interest expense | 1,077,000 | 2,174,000 | 3,119,000 | 4,112,000 |
| Net interest income | 5,590,000 | 10,962,000 | 16,653,000 | 22,121,000 |
| Noninterest income | 332,000 | -451,000 | -900,000 | -1,054,000 |
| Noninterest expense | 4,095,000 | 8,408,000 | 16,394,000 | 22,403,000 |
| Provision for loan losses | 72,000 | 11,656,000 | 17,645,000 | 37,994,000 |
| Pretax income | 1,755,000 | -9,553,000 | -18,286,000 | -39,330,000 |
| Income tax | 0 | -42,000 | -163,000 | -1,353,000 |
| Net income | 1,755,000 | -9,511,000 | -18,123,000 | -37,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,063,000 | 30,928,000 | 29,399,000 | 45,665,000 |
| Total capital | 47,987,000 | 36,798,000 | 35,030,000 | 50,860,000 |
| Risk-weighted assets | 466,790,000 | 454,848,000 | 438,028,000 | 400,582,000 |