Call reports 2011
JACKSONVILLE BANK, THE — 2011
What JACKSONVILLE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 619,354,000 | 609,881,000 | 601,757,000 | 558,325,000 |
| Total loans | 503,919,000 | 485,442,000 | 479,083,000 | 462,607,000 |
| Allowance for loan losses | 11,331,000 | 11,993,000 | 13,197,000 | 13,024,000 |
| Securities available for sale | 65,189,000 | 63,796,000 | 63,892,000 | 63,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,776,000 | 522,155,000 | 512,102,000 | 474,673,000 |
| Interest-bearing deposits | 504,830,000 | 495,463,000 | 491,030,000 | 451,441,000 |
| Noninterest-bearing deposits | 25,946,000 | 26,692,000 | 21,072,000 | 23,232,000 |
| Equity capital | 64,002,000 | 66,185,000 | 68,315,000 | 45,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,735,000 | 15,836,000 | 23,586,000 | 30,727,000 |
| Interest expense | 1,615,000 | 3,172,000 | 4,647,000 | 5,950,000 |
| Net interest income | 6,120,000 | 12,664,000 | 18,939,000 | 24,777,000 |
| Noninterest income | 334,000 | 452,000 | 581,000 | 39,000 |
| Noninterest expense | 3,939,000 | 8,173,000 | 12,309,000 | 24,592,000 |
| Provision for loan losses | 1,929,000 | 3,038,000 | 4,775,000 | 12,391,000 |
| Pretax income | 586,000 | 1,962,000 | 2,493,000 | -12,110,000 |
| Income tax | -169,000 | -129,000 | -1,179,000 | 6,916,000 |
| Net income | 755,000 | 2,091,000 | 3,672,000 | -19,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,022,000 | 47,842,000 | 47,864,000 | 40,176,000 |
| Total capital | 54,473,000 | 54,058,000 | 54,048,000 | 46,119,000 |
| Risk-weighted assets | 511,234,000 | 491,511,000 | 487,737,000 | 468,320,000 |